Reality checking...

what would make me happy? A baby... then what? Is that a time someone has enough of a baby? I am sure there is but am I that sort? Having a baby is a just nice idea. After pondering about the idea for so long and not being able to suceeding any, not that we have tried, we have not even tried yet. Talking about the idea for so long, both of us are getting frustrated because the conclusion is always 'not now'. The reason so far is that I am doing a PhD and it is such a hardwork, I am warned that having a baby now would be suicidal for my PhD. No one wants to see that, but also no one knows if it will definitely happen. What is reality? reality is that I can't afford to have a child now. Or can I?